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Level 10 Life 2018 - Finance

2/12/2017

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So this weeks blog post is keeping with the plan of creating my Level 10 Life goals for 2018. This weeks section is Finance.

Finances are actually a totally different category under level 10 Life to your career and business category and although lots of time they are connected as one aids the other it's important to have them separated so that you can set goals for both. Especially if you are looking to make changes in both.

My initial thought was to ask why consider finances at all?
It's an open question with quite a few possible answers. So I've taken some time to consider what that can mean to me and maybe others.

• Money helps us meet our basic human needs, for example food, water, housing etc. Meeting these needs are essential because if we don’t have enough money to do this, our complete well being has the opportunity to suffer.
• Money in abundance or lack can impact on our health and well being, relationships , outlook on life , emotional and mental state, it's really a good idea to take the time to consider your own connection to money and current position. Think about what you spend money on, when you spend money on and why ? Consider how you feel during good times and more challenging. ( If you are worried always consider getting support or professional advice ) .
• More money doesn't necessarily mean more happiness, it's well documented and is certainly true from my own experiences.
• Be organised , track, budget and be consciously aware of how your relationships and actions affect your finances.
• Being ontop of your finances can avoid or reduce stress.
• Gaining your perfect level of financial freedom (however that may look for you) will allow you to achive your level 10 life.

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Having clearly defined goals and objectives will help in all the areas I describe and take me steps further to my level 10. For me I have not at this stage included timescales or amounts in huge detail but am sharing here some of the areas I want to influence my finances for my own level 10 life.
Yours are likely to be something totally different. But you might find inspiration or guidance on how setting goals and a plan to achieve them could make them happen sooner than you think! For example look at the savings challenge above.
1. Save £1000 a savings challenge I have set myself - timescale one year. I have made a journal spread to track my progress and set amounts so I can see if I am achieving or on track for my goal
2. Pay off any debts
3. Reduce fixed outgoings ( will increase freedom and flexibility)
4. Life Goal that requires a finance goal and action- new car
5. Life Goal that requires a finance goal and action - home improvements
6. Build and increase savings
7. Life Goal that requires a finance goal and action - go on holiday
8. Increase income
9. Create a residual/silent income
10. Life Goal that requires a finance goal and action - buy a campervan

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2017 holiday payment tracker and motivation spread in my journal
My intention is to review these goals weekly and track my progress , brainstorm them in more detail and set measurable goals to make them happen.

On reflection I did this last year and the key was regular review, looking at and monitoring my progress or analysing anything that taken me off track. When doing this I was my most successful and so that will be key moving through into 2018.

Wishing you well with yours :-)

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    Linda Perry (a.k.a. Magick Mummy)

    Holistic Health Practitioner💚Mum👩‍👧‍👦 Wife💏Author📘Blogger. My mission to inspire others to live a healthy, happy & full life!

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